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6 Ways to be FINANCIALLY SAVVY during times of CRISIS

In this episode we discuss 6 ways to be financially savvy during times of crisis in our life and career.  These takeaways can be implemented immediately to start saving you money and start building healthier finances.

http://kristenvaroli.libsyn.com/6-ways-to-be-financially-savvy-during-time-of-crisis

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kristencontempo

𝙎𝙩𝙧𝙖𝙩𝙚𝙜𝙞𝙚𝙨 & 𝙎𝙤𝙪𝙡 𝙛𝙤𝙧 𝙃𝙖𝙞𝙧𝙨𝙩𝙮𝙡𝙞𝙨𝙩𝙨
𝙎𝙖𝙡𝙤𝙣 𝙊𝙬𝙣𝙚𝙧 / 𝙎𝙩𝙮𝙡𝙞𝙨𝙩 : @contempoartistries
𝙋𝙤𝙙𝙘𝙖𝙨𝙩🎙 : 𝘐𝘯 𝘋𝘦𝘮𝘢𝘯𝘥 𝘏𝘢𝘪𝘳𝘴𝘵𝘺𝘭𝘪𝘴𝘵
13 years ago today I started my first business. S 13 years ago today I started my first business. Swipe to see 13 of my simple but most powerful lessons I’ve learned over the years. . . . #femaleentrepreneur #entrepreneur #salon #salonbusiness #hairstylist #salonlife #hairstylist #hairstylists #salonowner #salonowners #girlboss #sheeo #business #mindset #growth #success #successhabits #personaldevelopment #selfdevelopment
A story unfolding... . . . I started writing in th A story unfolding... . . . I started writing in this journal at the beginning of this year. I’m so glad I did. In this tiny notebook holds my most authentic self. My weakest moments and my most powerful breakthroughs and the magic, weirdness and clarity that this year has brought so far. . . . The reason I’m sharing this is to tell you that your most important story is also unfolding. It’s unique, deeply personal and gently requesting your attentiveness . . . . What you share with people on your “story” or “reel” will never be half as interesting as the story you share with yourself. . . . The thoughts that aren’t on display for a “like” or “follow”. The feelings that can’t be deemed important or unimportant by an “algorithm”. That’s the good stuff. . . There is a layer of yourself that is unfolding that’s meant for you. Not for anyone else. Give yourself that gift. Let it flourish without having to push, or prove, or post. Let your most important story be told through you. Let your most important relationship be with yourself. . . . You may just find that your story is more interesting, intricate and wildly beautiful than what you could ever portray through a filter. . . . #yourstory #journal #offline #personaldevelopment #selfdevelopment #positivity #growth #lifebydesign #thoughts #leader #selfhelp #selflove #mindset #healthyhabits #positivemindset #personalgrowth #success #freedom #confidence #inspiration #motivation #individuality
Where are all of my “people pleasers” at??? 🙋‍♀️ . . . Swipe to see the review that almost stopped me in my tracks. . . . Let me walk you through my exact feelings when I read it. . . Hurt. Embarrassed. Offended. Angry. Inadequate. Worthless. . . . I thought to myself “Do other people feel this way too?” “Maybe I’m not good at this” “I need to get better before I record and publish any more episodes” . . . Every single one of those thoughts and feelings is an attempt to protect myself from not being liked by others. My ego likes when everyone thinks I’m awesome. Can you relate? . . . The wild thing is...I get messages in my inbox weekly from people telling me how I’ve really helped them, inspired them and thanking me for the work that I put out into the world. . . . Yet one negative review, one off putting comment can have us doubting our worth, our qualifications, our entire life choices. . . . When you give yourself a second to get out of your own head...our human behavior is so comical sometimes. The good news is I quickly realized my negative thought patterns and also that there are almost 8 billion people in the world. Not everyone is going to like me. And not everyone is going to like you either. That’s ok. Keep doing you, keep being led by your heart. You will learn from the people who don’t like you and you will ride with the people who do. . . Oh and p.s....new podcast is out today...link in bio. ✌🏻😎 . . . #growth #personaldevelopment #mindset #confidence #mindsetshift #positivity #success #hairstylists #hairstylist #salonowner #salonindustry #beautybiz #selfdevelopment #womeninbusiness #sheeo #podcast #indemandhairstylist
“There is never a perfect time to take a leap of “There is never a perfect time to take a leap of faith” . . . I’ve been really quiet over the last month as I’ve spent a lot of time in what seems like constant prayer. . . . It’s been on my heart to be closer to family for the past several years. And although I deeply desired to make a geographical move to be closer to them, a whole other part of my life and heart is here in Greensburg. . . . The salon that I built from the ground up in one city...and my entire family in another. . . . It’s seemed like an impossible situation yet when I just decided to ALLOW myself to do BOTH the Universe started conspiring like I’ve never experienced before. . . . God wants to bless you beyond what you can imagine. He sees in you what you you have a hard time believing for yourself. For years I lived out of alignment for fear of failure, fear of being judged, and fear of the unknown. . . . To be honest, I still have those fears. The difference is I finally decided I’m not going to allow them to hold me back. Fear can hang out with me, but it can’t be driving my bus. And when we make this choice, it’s almost exhilarating to have the fear yet be taking action anyway. . . . I’m confident. Not because I think everything will go perfectly but because I believe in my ability to figure it out. I believe in our team’s ability to figure it out. I believe in the foundation and the leadership that has been built over the years in our salon. I believe in our team. I believe that we are smart and strong women who rise up during times of transition and adversity. That’s who we are. That’s who Contempo is. That’s who I am. . . . So here’s to my newest adventure...running my biz from a new city. Watch out QUEEN CITY...I’m coming for ya 👑🤍 . . . #charlotte #charlottenc #northcarolina #704 #greensburg #724 #dualcity #salonowner #hairstylist #entrepreneur #contempoartistries #salonlife #adventure #goalgetter #alignment #joy #life #lifebydesign #goals #mindset #fearnot #trusttheprocess
If everyone realized how influential they were, I If everyone realized how influential they were, I think people would smile a little more, complain a little less and start stepping into who they were truly meant to be. . . . It doesn’t matter to me if you are a CEO of a multi million dollar company or cashier at Walmart...do you realize you have massive influence on the people you interact with daily? . . . Try smiling (even if it’s under a mask)...your eyes say a lot more than you think. Ask someone how they are doing. Give a fist pump. Write a thank you card. Be a human that infuses life and energy into others wherever you go. Be influential. Be remembered as someone who made deposits (not withdrawals) into the lives of others. 💓🙌🏼 . . . #happymonday #mondaymotivation #mondaymood #mondayvibes #create #creator #influence #salon #hairstylists #salonower #salonowners #mindset #positivity #selfdevelopment #personaldevelopment #growth #growthmindset #challengeyourself #positivelife
I remember when I was younger getting these terrib I remember when I was younger getting these terrible pains in my ankles...my Mom would tell me they were “growing pains”. Now, my 10 year old son (who seems to be growing by the day) complains of the same “growing pains” and I’m able to comfort him by telling him that I experienced that same discomfort when I was a little girl. . . As an adult I’m still experiencing “growing pains” just in different ways. I’m trying to remind myself that growth = DISCOMFORT. . . . Being uncomfortable is actually a blessing (and a necessary) part of growth and expansion. If your not feeling “growing pains” your simply not growing friends. . . . NOT fun, NOT easy. If I could skip it, I would. But because I’m walking through it, I will be that much stronger on the other side. . . . If your walking through the not so flashy or instagram worthy season of growth. I’m right here with you. Ugly cries and all. We’ve got this 💪🏻 . . . #growth #expansion #discomfort #growingpains #personaldevelopment #selfdevelopment #myjourney #persistence #goaldigger #hairstylists #hairstylist #salonowner #beautybusiness #salonlife #behindthechair #behindthescenes #indemandhairstylist #leadership #mentor
Sometimes the most important progress we are makin Sometimes the most important progress we are making is the work we do behind the bright lights. . . . The deep work we do within ourselves. The mess we are sorting out. The relationships we are mending. The bad habits we are breaking. The fears we are walking through. The self doubt we are overcoming. The messy stuff that we don’t want to post...that’s the important work. That’s the impressive work that results in TRUE JOY. . . . So for all of those doing the work, going hard and pushing through behind the scenes. I see you....and you are impressive 🤍 . . . . #deepwork #selfwork #selfworth #happiness #joy #growth #personaldevelopment #selfdevelopment #positivevibes #positivity #acknowledgement #hairstylist #hairstylists #beautyindustry #salonlife #success #life #business #indemandhairstylist #quotes #quoteoftheday
Soul soaking ☀️💫✨ . . . My purpose is, an Soul soaking ☀️💫✨ . . . My purpose is, and has always been pouring into others. Filling myself is something I didn’t do for a long time and I crashed hard. But what I know now is that filling myself first is the best thing I can do for others. . . . Like soaking up some rays before I go in to work. It’s the little things babes 😎 . . . #selfcare #salon #salonowner #hairstylists #indemandhairstylist
Can I tell you a super nerdy secret about myself.. Can I tell you a super nerdy secret about myself... . . . This is my favorite day of the year. The summer solstice...the longest day of the year. . . . I celebrate the first day of winter because every day after that gets just a couple of seconds longer. I love the anticipation and the gradual progression of the days becoming longer...of more lightness and less darkness. . . . The universe can be such a great teacher for us. Life flourishes in light ☀️ . . . Be light ✨ Spread light 💫 . . . #positivelife #positivity #positivevibes #summersolstice #summer #light #belight #mindset #personaldevelopment #purpose #passion #impact #growth #success #fulfillment #connection #hairstylist #hairstylists #salonowner #lifeandbiz #salonindustry
So much THROWBACK in this photo. . . . My early da So much THROWBACK in this photo. . . . My early days as a hairstylist. A bleach blonde beauty school grad chasing her dreams...and my specialty was a messy updo with twisted cornrows 😂 (I swear that was trendy circa early 2000’s) . . . These were great years that I spent at @tinas_hair_designs. This is why I believe foundations are SO important. I was fortunate that I started my career off being mentored by an owner and stylists that were crazy passionate, talented and motivated to always be learning. It truly set the bar so high that when I moved away, I never really found a salon that “fit me” quite like that place did. . . . This is one of the things that led me to opening my own salon and guided me as I began to grow a team of my own. The people you choose to learn and grow from will ultimately become part of your bigger story. Choose to learn & grow from people with passion and purpose 💓 . . . #throwbackthursday #hairstylist #vintage #2004 #salonlife #earlydays #passion #purpose #career #foundation #mentor #leadership #growth #success #mindset #personaldevelopment #mystory #growth #business #entrepreneur #womeninbusiness #beautyindustry #indemandhairstylist
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